Financing

Funding for research, development and innovation projects is often very demanding and requires financial assistance from the implementers. Funding can be obtained from national and EU programs through various tenders. Funding is provided either directly or through institutions within the Republic of Croatia, or through national programs. Also, project promoters can contact traditional financial institutions, some of which have special offers for project financing.

The following are key links that provide information about possible sources of funding.

Financiranje

Digitalna Komora
Business sector
Scientific research sector
Public sector

The information and communication platform of the Croatian Chamber of Commerce, under the unique name Digital Chamber, offers e-Financing service. The e-Financing service gives users the opportunity to create a simple business plan and search for sources of financing and incentives by all available sources of financing in the Republic of Croatia, including EU programs, credit and other lines of financial institutions, as well as incentives and tenders of all local and regional self-government units in Croatia.

 

Find e-financing at the link.

Strukturni fondovi
Business sector
Scientific research sector
Public sector

SEU funds finance those projects that contribute to the development goals of the Republic of Croatia, but also of the European Union as a whole. Union programs represent an integrated set of activities adopted by the European Union in order to promote cooperation between Member States in various fields related to common EU policies. The European Union's key strategic framework for 2014-2020 it consists of Cohesion Policy, the Europe 2020 Strategy and individual sectoral public policies. If you want to turn your idea into a project that will be co-financed by EU funds, you must first find a suitable tender that supports the goals of your project.

 

Find out more about the programs at the link.

E-fondovi
Business sector
Scientific research sector
Public sector

You can follow the information on open competitions and tenders in the announcement at the link.

Hamag Bicro
Business sector
Scientific research sector

The Croatian Agency for Small Business, Innovation and Investment - HAMAG BICRO, provides entrepreneurs with support through all the development stages of their business - from idea research and development through to commercialization and marketing.

 

You can find more about this agency and the support it provides, as well as the financing methods, at the link.

HBOR
Business sector

The Croatian Bank for Reconstruction and Development - HBOR is the Development and Export Bank of the Republic of Croatia (HBOR) whose main task is to foster the development of the Croatian economy. By providing loans, securing exports from political and commercial risks, issuing guarantees and providing business consulting, HBOR builds bridges between entrepreneurial ideas and their achievements in order to strengthen the competitiveness of the Croatian economy. Among other things, HBOR provides favorable investment loans that are realized through commercial banks. Such loans are characterized by favorable interest rates, low or no fees and long repayment periods.

 

More about HBOR at the link.

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